Madison Mortgage Rates

Madison is the capital of Wisconsin, and home to the University of Wisconsin’s flagship campus. It’s truly one of the most vibrant small cities in the Midwest and Great Lakes region. If you’re thinking of moving here, Madison Banking Rates could help you find a mortgage rate that will make buying a home more affordable as well as convenient.

We could also help current homeowners find competitive Madison refinance rates. No matter where you are in your home ownership story, Madison Banking Rates wants to help you save money by getting the best deals possible.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	5.10%	0.700
15 year fixed mortgage	4.83%	0.700
5 year ARM	5.57%	0.700

Type	Rate	Avg Points
HELOC variable	5.26%	N/A

Type	Rate	Avg Points
60 month new car loan	6.17%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.07%	N/A
credit card reward	9.50%	N/A
prime rate	3.25%	N/A

Type	Rate	Avg Points
bank savings account	0.15%	N/A
bank money markey account	0.97%	N/A

Recent Mortgage Rates News

December 24, 2008

Wis. shoppers scoop up last-minute deals

... a Christmas saving account has helped her stay on budget. She says she hopes to save money next year by refinancing her mortgage as interest rates fall.

December 15, 2008

Middleton's Mortgage IT to close, lay off 72

Mortgage IT, Inc. in Middleton has informed the state Department of Workforce Development that it plans to shut down its Middleton office, 1350 Deming Way. ...

Compare Rates of Madison, WI Mortgage Lenders

Madison Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local Madison, WI mortgage lender, send us your information today and we will help you compare rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Madison, WI Mortgage Rates and Your Credit Score

Your credit score will affect the rates you are offered on your Madison, WI mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? Madison Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

Types of Mortgage Loans

There are many types of mortgage loans. Whether Madison, WI homeownership is a dream you’re working toward, or you’re looking to add to your property investments, Madison Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you Madison, WI mortgage loan, we can help you, too.

Madison Banking Rates