Compare the Best Local Rates

Best Madison, WI CD Rates: 12-Month Term

If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you.

Today’s 1-Year CD Rates in Madison, WI

To get a better idea of what currently available, here’s a look at the highest, lowest and average 12-month CD rates in Madison right now:

Number of Accounts Available: 15
Highest Rate: 1.1% APY
Lowest Rate: 0.43% APY
Average Rate: 0.8% APY

Where the Highest 12-Month CD Rates are Located

The following are the local Madison banks and credit unions that are currently offering the highest 12-month CD interest rates:

  • Landmark Credit Union Wisconsin: 1.1%
  • Members First Credit Union - Madison, Wisconsin: 1.1%
  • Markesan State Bank: 1.02%
  • First Citizens State Bank - Whitewater Wisconsin: 0.95%
  • Bank of Deerfield: 0.85%

These rates are accurate as of 5/10/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Madison CD Rates page.


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